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Sean Becker is the SmartVestor Pro here in Central New York

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Sean is ready to help you make the most of out of Baby Step 4!

Baby Step 4: Invest 15% of Your
Household Income in Retirement

It's time to get serious about retirement—no matter your age. Take 15% of your gross household income and start investing it into your retirement. Start with your company’s 401(k) plan and receive the full employer match. Invest the rest into Roth IRAs—one for you and one for your spouse (if you’re married).